Dear Members,  Hope you and your family are taking good care of yourselves and are safe during one of the most critical phases of our lifetime.  The Covid 19 pandemic has created havoc the world over and is very significantly going to impact the global economy. While I am penning this communication, the total Covid 19 cases detected world over are about 35 lakh and deaths about 2,42,000. More than 200 countries are affected by Covid 19 and the worst affected countries are USA, Italy, Spain, UK and France. The Covid 19 outbreak originated in China but China took all the necessary measures to prevent its spread and more or less it has extricated itself from the precarious situation. The outbreak of Covid 19 is perhaps one of the biggest calamities the world has faced in the last hundred years.  India initially understood the severity of the possible impact of the Covid 19 towards the end of February. As of now, the total number of cases detected .......